Absolutely. Any Joe-Contractor can provide you with a photo copy of insurance. This does not prove any thing other than the fact that he or she can use a copy machine. For all you know, he could have had insurance in the past but let it lapse in order to save a few dollars. You are now at risk if someone is hurt on your property or if workmanship issues lead to damage to your property. Roofing is a dangerous occupation and likewise results in expensive insurance requirements. Contractors often carry General Liability on their premises only or for occupations other than roofing. This type of coverage does not provide any protection to you, the homeowner. The only way you can be assured that a contractor is properly covered is to request an insurance certificate from the Insurance Company that names you on the policy. To obtain a certificate for Roofwerks, please contact Triangle Insurance at (919) 792-1680.